It’s becoming more and more common that when people die, not only does the family have to deal with their stress, but it is putting a horrible financial stress on them. The average cost of a funeral in the United States is about $7000. In today’s economic crisis, many do not have those funds to cover the costs when the deceased person has no life insurance.

Buying life insurance has never been easier, thanks to the Internet. You can get tons of quotes – and avoid the pushy salespeople. Be sure to purchase a $5000 or $10000 policy and the younger you are when you purchase it, the cheaper it will be.

You think it’s morbid to “plan” your death? Maybe … but not one of us can guarantee that something will not happen to us today! Don;t put your family in the horrible position of trying to “cut corners” when putting you to rest. You may not feel the need for anything extravagant, but your family wants to put you to rest in a beautiful and respectful way. There are ways to cut costs and still do that … but it will still be a financial burden!

Love your family, help them by being prepared.